HB+18

HB 18


 * __TITLE:__** Money on Hold


 * __SPONSERS:__** KWHITE (I - NY), CRICHARDS (I - CO), ZROBERTSON (I - AL)

This will hopefully improve our economy by decreseasing individual debt.
 * __PURPOSE:__** Our bill's purpose is to limit the amount of money the bank can loan out to someone at a certain time.

This bill effects people that are: (1) middle and lower class (2) a citizen of the united states (3) 18 years of age or older
 * __ELIGIBILITY:__**

1. The Government needs to stop loaning and begin to pay it's debt. 2. The banks will tighten the regulations for loaning money to individuals.
 * BENEFITS:**

1. Until our economy gets better. 2. Max of 15 years 3. Min of 10 years
 * EXTENT/DURATION:**


 * FISCAL IMPACT:**

Labor - 25,000 per teller.

Advertisement - 20 second commercial informing the people of the U.S. about the benefits of our bill and how they will be affected if it passes - 40,000

Total - 2,240,000