SB+51

__S.B. 51 - Health Care For U.S.__
//see below chart// ||
 * **Bill #** || S.B. 51 ||
 * **Sponsors** || Democrat PJONES of Arkansas and Independent JORLANDO of New Jersey ||
 * **Topic** || Health Care ||
 * **Title** || Health Care For U.S. ||
 * **Purpose** || To get insurance companies to accept all applacants for health care, and prevent health care companies from raising health costs based on their applacants' pre-existing conditions. ||
 * **Eligibility** || All American health care companies must follow this proposed bill. They must accept any applicant wishing to sign up for their health insurance. Any applicant can register, regardless of status, race, pre-existing condition or any other unlisted attribute. No American health care company can raise the costs of health care for a patient based on their pre-existing conditions. If passed, this will be a national law. Therefore, if violated by an American health care company, they can and will be brought to Federal Court. ||
 * **Terms and Benefits** || American health care companies will henceforth be forced by law to accept any applicant wanting health care. They cannot refuse under any condition. Any American in need of health insurance can recieve it at any American health care company. Furthermore, no American health care company may raise the price for a patient based on any condition or attribute they have or once had. No American can be overpriced for health care. This will benefit both the American companies and American citizens in many ways. These new terms will give Americans a much larger variety in health insurance choices. Their past record will not come into account with these health care programs, because they cannot be overpriced based on pre-existing conditions. These rights will increase the number of Americans protected by health care. This increase in demand for health care will get the American health care companies more buisness. Any company who does break this bill will be brought to Federal Court. No applicants of the company will be charged if the company is sued. Overall, this bill will increase the percentage of Americans with health insurance and increase business for American health care companies at practically little to no cost. ||
 * **Fiscal Impact** || $21,477,182


 * **Category** || **Amount** || **Description** ||
 * Equipment || $0 || Not necessary ||
 * Labor || $14,854,442 || This covers the salary for the following positions for one year: Insurance Managers, Medical Records Directors, and Health Underwriters. ||
 * Energy Resources || $0 || Not necessary ||
 * Education || $0 || Not necessary ||
 * Marketing || $4,500,000 || A 30 second commercial broadcasted on 30 channals for 30 days. Run about 10 times a day. ||
 * Transportation || $0 || Not necessary ||
 * Legal || $2,122,740 || This is the cost for if a health insurance company breaks this bill. It contains the money needed to pay for legal costs of taking the company to Federal Court. ||
 * Other || $0 || Not necessary ||
 * **Total** || **$21,477,182** ||